Please read this Policy carefully. By using the Site and any services we offer via the Site, you are agreeing to be bound by the terms of this Policy in respect of the information collected about you via this Site.
1 PERSONAL INFORMATION COLLECTED
We will collect, store and use the following kinds of personal information:-
(a) personal information, including your name, username, gender, date of birth address and contact details;
(b) information relating to your income, employment details, assets and liabilities, account balances, trading statements, tax and financial statements; and
(c) information about your visits to and use of the Site;
2 INFORMATION ABOUT WEBSITE VISITS
2.1 We may collect information about your computer and your visits to the Site such as your IP address, geographical location, browser type, referral source, length of visit and number of page views. We may use this information in the administration of the Site, to improve the Site's usability, and for marketing purposes.
2.2 When you visit the Site we may store some information (commonly know as a “cookie”) on your computer. Cookies are pieces of information that a website transfers to your hard drive to store and sometimes track information about you. Cookies are specific to the server that created them and cannot be accessed by other servers, which means that they cannot be used to track your movements around the internet. Passwords and credit card numbers are not stored in cookies. A cookie helps you get the best out of the Site and helps us to provide you with a more customised service.
3 USE OF PERSONAL INFORMATION
3.1 Personal information submitted on the Site will be used for the purposes specified in this Policy or in relevant parts of the Site. In addition to the uses identified elsewhere in this Policy, we may use your personal information to:
(a) establish and administer your account with us and to enable us to provide our services to you;
(b) verify your identity;
(c) carry out marketing analysis and improve your browsing experience by personalising the Site;
(d) send information (other than marketing communications) to you which we think may be of interest to you by post or by email or similar technology; and
3.2 We will not, without your express consent, provide your personal information to any third parties for the purpose of direct marketing.
4 SHARING PERSONAL INFORMATION
In order for our services to be provided we may need to disclose some or all of your personal information to third parties, including without limitation: administrative, financial, insurance, research and other service providers, specialist advisers, introducing brokers, credit providers, regulatory authorities, credit reporting and reference agencies. By continuing to use the Site and any software available from the Site you are consenting to the disclosure by us of your personal information to such third parties.
5 TRANSFERRING INFORMATION OUTSIDE OF EUROPE
5.1 As part of the services offered to you through the Site, the information you provide to us may be transferred to countries outside of the European Union (“EU”). These counties may not have similar data protection laws to the UK. If we transfer your information outside the EU in this way, we will take steps with the aim of ensuring that your privacy rights continue to be protected as outlined in this Policy.
5.2 If you use our services while you are outside the EU, your information may be transferred outside the EU in order to provide you with those services.
6 OTHER DISCLOSURES
6.1 In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this Policy, we may disclose information about you:-
(a) to the extent that it is required to do so by law;
(b) in connection with any legal proceedings or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
6.2 Except as provided in this Policy, we will not provide your information to third parties.
7 SECURITY OF PERSONAL INFORMATION
We will take reasonable precautions to prevent the loss, misuse or alteration of your personal information. However, as data transmission over the internet is inherently insecure, we do not guarantee the security of data sent over the internet.
8 THIRD PARTY WEBSITES
The Site contains links to other websites. We are not responsible for the privacy policies of third party websites even if you access them using the links from the Site.
9 AMENDMENTS TO THIS POLICY
We may update this Policy from time to time for legal or regulatory reasons or to allow the proper operation of the Site. If we do so, the updated version will appear on this page of the Site and will be effective as soon as it is uploaded. The date of the last revision to this Policy is provided at the end of this Policy. We recommend that you visit this page each time you visit the Site to ensure that you are aware of any changes that we have made to this Policy.
10 YOUR RIGHTS
10.1 You may ask us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £10.00). We will respond to any such request within 40 days of receipt of your application and payment of the applicable fee.